Aon faces risks from fluctuating currency exchange rates, interest rates, and inflation impacting financial condition and results. Global equity and fixed income market changes affect returns on investments. Pension plan funding status and increased funding requirements pose a risk. Debt levels limit flexibility and increase borrowing costs. Rating agency actions could restrict capital access. Tax rate volatility is possible due to global tax proposals. Accounting estimates and assumptions are subject to change. Legal proceedings, including those related to the acquisition of NFP, and potential claims against Aon and its subsidiaries, present substantial uncertainty. Economic and political conditions in global markets pose risks.
Financial Upside
Aon's revenue increased 26% in Q3 2024, driven by organic growth and the NFP acquisition. The NFP acquisition expands Aon's presence in the middle market and enhances client relationships. The Accelerating Aon United Program is expected to generate $350 million in annualized expense savings by 2026. Aon has significant distributable profits exceeding $30 billion, providing financial flexibility. Aon has access to $2 billion in credit facilities and can access capital